By Lita Epstein
The pleasant advisor for retirees who are looking to come again into the crew
More than seventy six million child boomers will start retiring in 2011. 80 percentage of boomers count on to proceed operating previous the age of sixty five as a result of monetary and healthcare matters (seniorcitizensguide.com, 1-06). operating After Retirement For Dummies indicates retirees and staff forthcoming retirement age easy methods to remain within the team and thrive after sixty five or come again into the team after retirement. The ebook covers new activity looking and resume writing; the best way to conquer company myths approximately retirement age staff; and the pliability of assorted occupation suggestions from telecommuting to activity sharing. moreover, it additionally covers nontraditional activity seek equipment that paintings rather good for seniors. Even retirement age employees who simply are looking to volunteer their time will locate worthwhile, user-friendly suggestion on getting again to paintings at any age.
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Extra resources for Working After Retirement For Dummies
If you worked for a company that offered you a pension and it no longer exists, you may find that you can still collect on the pension through PBGC. On its Web site, PBGC provides a tool that you can use to search for pensions that may be available to you. To find out if there are pension funds waiting for you, a family member, or a friend: 1. gov. 2. ” 3. ” 4. Search by name to find out if a pension is available for you. I know people who needed to leave the 55-plus community I’m living in now because they found that their pensions were cut dramatically when PBGC took over.
Or your company may have defaulted on its pension plan and you are receiving much less per month than expected. Many of you found that your 401(k) became a 201(k) after the stock market crash of 2001. Perhaps healthcare costs have sent you back to work. For whatever reason, if you run short on funds in retirement, you have to go back to work. Even if you don’t need the money, you may be thinking of going back to work because you’re bored or want more professional contact. The fact is, if you’re heading back to work, you’re not alone.
Many people thought the bubble would never burst and kept pouring more and more of their hard-earned savings into these growth stocks. Unfortunately, too many people forgot the basics of asset allocation, or chose to believe the tech-stock hype that asset allocation was dead. Asset allocation is a means to invest your portfolio in a number of asset classes, such as stocks, bonds, and cash. A smart investor keeps a well-balanced portfolio that mixes stocks, bonds, and cash, as well as assets that meet various investment strategies, such as growth, value, or balanced.